A number and a verdict for any raw card. Even when no comp exists.
1990s refractor, raw
Example
BUY
at ask $30.00
Ask$30.00
Expected value+$26.19
Loss risk45.5%
A real card runs the same math: expected value after grading fees, cross-brand rates, and the odds it grades a loser, in one figure and a verdict.
Built by a collector, not a marketplace
I buy raw cards, grade them, and sell the slabs. The Report Card is the tool I built to answer the question I ask every day: is this worth buying, and is it worth grading? Every call the engine makes is logged to a public, timestamped track record, wins and losses both. More about me →
Questions
Is it worth grading a card with SGC?
Sometimes. It depends on the raw price, the realistic grade distribution for that card, grading fees, and what graded copies actually sell for after fees. The Report Card runs that math and gives you one expected value figure and a verdict. If the number is negative, pass.
How do I know if a raw card will grade a 9 or 10?
You do not, and anyone who says otherwise is selling something. What you can know is the probability distribution of outcomes for that card type, including the chance it comes back a loser. The Report Card prices that risk into a single expected value instead of assuming the best case.
What if there are no comps for my card?
That is the point of the tool. Most pricing tools go blank when no recent sale exists. The Report Card models value from grade probabilities and adjacent market data, so you get a number and a verdict even when the comp does not exist.
How is this different from checking eBay sold listings or Card Ladder?
Comps tell you what a card sold for. They do not tell you whether buying a raw copy at a given ask is a good decision after grading fees, grade risk, and selling fees. The Report Card answers the second question. It is a decision engine, not a price lookup.
PSA or SGC: which is worth more?
PSA slabs usually sell for more, but SGC is often cheaper and faster to grade, and the gap varies by card. The Report Card accounts for the cross-brand discount when it computes expected value, so the verdict already reflects which path the math favors.
How much does grading cost right now?
As of July 2026, SGC runs about $15 to $20 per card at its base tiers, and PSA's cheapest active tier is Regular at about $79.99 after PSA paused its Value tiers in June 2026. Grading fees are one of the biggest silent killers of flip margin, which is why they are built into every Report Card number.
Does it work for vintage and modern cards?
Both. It was built on 90s chrome and refractors, where population data is thin and comps are unreliable, and it handles modern the same way.
What does it cost?
Nine dollars a month. Waitlist signups lock the founding price. No annual lock-in.
How accurate is it?
Every call the engine makes is logged to a public, timestamped track record, wins and losses both, the moment it is made and before the outcome is known. The record is the product. You can read it and judge for yourself.
The Report Card is an independent tool. It is not affiliated with, endorsed by, or sponsored by PSA, SGC, Topps, Panini, or eBay. All trademarks are the property of their respective owners.